Members of the Armed Forces currently receive a death-in-service of 4x their salary, free personal accident protection via the AFCS, and free income protection as are paid their full salary if they are unable to work due to illness or injury whilst serving.

However, many have never considered whether this cover is truly enough for them and their families — or what happens when they leave the forces. Once they transition to civilian life, these benefits stop. Obtaining life insurance, critical illness cover, or income protection cover later in life (often in their 40s or 50s) can be significantly more expensive. Acting early can lock in lower premiums for the life of the policy and provide greater protection for loved ones — covering mortgages, loans, debts, children’s needs, and unforeseen illness or injury.

How The InsureLife Group Can Help

The InsureLife Group offer a free, no-obligation consultation, speaking in plain English to remove the stigma and jargon around financial protection. Their ethos is to build long-term relationships, not quick transactions.

They provide Advice and Recommendation, meaning they take time to understand each client’s needs through completing a detailed Financial Needs Assessment. This allows them to tailor advice, recommend the best options, and review existing plans to ensure they still meet requirements.

Services Provided:

• Life Cover
• Critical/Serious Illness Cover
• Income Protection
• Private Medical Insurance
• Personal Accident

Why Choose The Insure Life Group?

• FREE review of existing cover to identify shortfalls and improvements
• Directly authorised and regulated by the FCA
• Specialists in Armed Forces protection
• Personal, dedicated one-to-one service — no call centres
• Ongoing support with regular contact with annual reviews
• Evening and weekend appointments available
• Tailored recommendations — not “one-size-fits-all”
• Full documentation and a detailed Suitability Report for complete clarity

The InsureLife Group encourages anyone leaving, or who has left, the Armed Forces to secure protection early, ensuring financial security and peace of mind for the future.